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Credit Portfolio Consultant 4 - Acquisition Risk Management

Wells Fargo | Concord CA 94529 USA | Full Time | Posted: 07/16/2019

Job Descriptiontop

Job Description

At Wells Fargo, we want to satisfy our customers’ financial needs and help them succeed financially. We’re looking for talented people who will put our customers at the center of everything we do. Join our diverse and inclusive team where you’ll feel valued and inspired to contribute your unique skills and experience.

Help us build a better Wells Fargo. It all begins with outstanding talent. It all begins with you.

Corporate Risk helps all Wells Fargo businesses identify and manage risk. The team focuses on several key risk types, including conduct, credit, financial crimes, information security, interest rate, liquidity, market, model, operational, regulatory compliance, reputation, strategic, and technology risk. The group provides leadership, enhances communications, assists with problem identification and solutions, and shares best practices. In addition, the group provides an enterprise-wide view of risk, assists management and our Board of Directors in identifying and monitoring risks that may affect multiple lines of business, and takes appropriate action when business activities exceed the risk tolerance of the company.

This Credit Portfolio Consultant 4 is a key individual who will be responsible for Personal Lines & Loans (PL&L) underwriting criteria.

Duties may include:

  • Determining appropriate strategies that ensure risk is within risk appetite
  • Developing and implementing strategies, programs, and policies with a direct and significant impact on credit risk appetite and culture
  • Acting as a technical expert for senior management on highly complex issues
  • Performing complex analysis and/or modeling that maximizes profits and/or asset growth and minimizes credit, operating losses, and reputation/compliance risk exposures
  • Developing analytical tools for evaluating strategy effectiveness and business impact
  • Partnering with Marketing and Finance teams to drive improvements in targeting and profitability across all channels
  • Partnering with Corporate Credit to better integrate data-driven strategies with policy requirements
  • Partnering with various credit, deposit, and product groups and external vendors to develop effective ways to manage new account decisions, and leverage best practices and new data
  • Maintaining timelines and providing business case development and approval
  • Managing roll-out of company-wide pilot programs developed as a result of programmed models
  • Monitoring new originations and developing benchmarks regarding growth, mix, delinquency, losses, and overall profitability and performance
  • May direct or coach the work of lower level consultants
  • Other responsibilities as needed

The Credit Portfolio Consultant 4 will actively manage risk while leading and implementing ideas in a cross-functional team environment.

**May open to other hub locations

#WFRiskJob
#ESGrisk



Required Qualifications

  • 5+ years of SQL or SAS experience
  • 8+ years of risk experience



Desired Qualifications

  • A Master's degree or higher in a quantitative discipline



Other Desired Qualifications
  • Prior experience in acquisitions risk management
  • Strong SAS, SQL, and Tableau skills
  • Digital Credit Risk background 
  • Self motivated with well-developed organizational and prioritization skills and the ability to manage multiple and sometimes competing priorities
  • Proven track record with hands on experience in business analytics and recommendations
  • Excellent verbal and written communication and interpersonal skills, with experience presenting to senior management (strategic presentations)
  • Strong attention to detail
  • Excellent problem solving skills and the ability to thoroughly research and analyze options and impacts of solutions
  • Excellent ability to understand production systems/applications to ensure initiatives are implemented as expected




Disclaimer


All offers for employment with Wells Fargo are contingent upon the candidate having successfully completed a criminal background check. Wells Fargo will consider qualified candidates with criminal histories in a manner consistent with the requirements of applicable local, state and Federal law, including Section 19 of the Federal Deposit Insurance Act.



Relevant military experience is considered for veterans and transitioning service men and women.

Wells Fargo is an Affirmative Action and Equal Opportunity Employer, Minority/Female/Disabled/Veteran/Gender Identity/Sexual Orientation.

Job Detailstop

Location Concord, CA, 94529, United States
Categories Quality Assurance/Safety

Location Maptop

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How to apply Employer provided a link where your application will be accepted. Click on the link below and follow instructions.
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Job Code 5497141-3
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