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Credit Risk Analytics Consultant 3

Wells Fargo | Concord CA 94529 USA | Full Time | Posted: 07/16/2019

Job Descriptiontop

Job Description

At Wells Fargo, we want to satisfy our customers’ financial needs and help them succeed financially. We’re looking for talented people who will put our customers at the center of everything we do. Join our diverse and inclusive team where you’ll feel valued and inspired to contribute your unique skills and experience.

Help us build a better Wells Fargo. It all begins with outstanding talent. It all begins with you.

Corporate Risk helps all Wells Fargo businesses identify and manage risk. The team focuses on several key risk types, including conduct, credit, financial crimes, information security, interest rate, liquidity, market, model, operational, regulatory compliance, reputation, strategic, and technology risk.

The group provides leadership, enhances communications, assists with problem identification and solutions, and shares best practices. In addition, the group provides an enterprise-wide view of risk, assists management and our Board of Directors in identifying and monitoring risks that may affect multiple lines of business, and takes appropriate action when business activities exceed the risk tolerance of the company.

This Credit Risk Analytics Consultant 3 will be responsible for performing the most complex activities related to business analysis and/or modeling.  Duties may include allowance, loan loss forecasting, data aggregation, monitoring and reporting of credit risk data, credit stress testing and portfolio analysis and/or modeling that maximizes profits and/or asset growth and minimizes credit and/or operating losses and other risk exposures.  Provides analytical support on wholesale and/or retail credit, operating losses and other product strategies to ensure company goals are met; segmenting and monitoring various credit, deposit or other product groups, vintages, concentration limits, risk ratings, etc.,  and making recommendations to management based on those trends; producing performance monitoring and benchmarks regarding growth, mix, delinquency, losses and overall profitability and performance; coordinating and consolidating the production of monthly, quarterly, and annual performance reports for senior management; reviewing and analyzing trends in current population distributions and recommending strategies.  May develop complex programming models to extract data and/or manipulate databases to provide statistical and financial modeling specific to business(es) supported.

May partner with cross enterprise risk analysts in development of common modeling strategies.  May provide work direction to lower level analyst/consultants.  May manage the roll-out of pilot programs developed as a result of programmed models for supported business or product line.  May manage large scale cross functional/cross business unit projects and regulatory responses.  May be responsible for process production, data reconciliation and model documentation in alignment with policy governance.

Location: Open anywhere within the Wells Fargo footprint.


Required Qualifications

  • 7+ years of risk reporting experience, risk analytics experience, or a combination of both

Other Desired Qualifications
  • 7+ years prior experience programming in SAS, SQL, or similar programming language, with a deep understanding of enterprise systems and large relational databases.
  • 5+ years prior experience working in an enterprise environment as a provider of automated reporting solutions.
  • 3+ years prior experience with data aggregation, modeling and mining.
  • Established systems background experience with effective exposure to Oracle, Teradata, SQL, UNIX, or similar environments.
  • Skilled in performing data quality checks in methodical manner and accurately utilizing data and interpreting results.
  • Skilled in understanding and rewriting code optimizing efficiency output with little or no provided documentation or code structure.
  • Demonstrated experience contributing to, creating and implementing enterprise projects.
  • 5+ years prior experience with developing, testing and implementing data request projects and suggesting request enhancements.
  • Skilled in all aspects of project management, including definition of project scope, goals and deliverables in addition to reporting of project status to management and stakeholders.
  • Established skills in prioritizing, refining scope or methodology, and communicating results with the project team or clients.
  • Demonstrated leadership experience and mentoring skills.
  • Must demonstrate exceptional organizational skills and prioritization ability.
  • Must have exceptional interpersonal skills and be able to work effectively in a collaborative working environment.
  • Must be able to concisely communicate performance results, performance updates and key initiatives to senior risk management personnel.
  • Exceptional vision and strategic orientation.
  • An innate sense of curiosity and desire to solve problems.
  • Demonstrated leadership experience designing and implementing broad-based dynamic reporting structures.
  • Dedicated, enthusiastic, performance-oriented, and strong work ethic.
  • Proficiency with MS Office suite.


All offers for employment with Wells Fargo are contingent upon the candidate having successfully completed a criminal background check. Wells Fargo will consider qualified candidates with criminal histories in a manner consistent with the requirements of applicable local, state and Federal law, including Section 19 of the Federal Deposit Insurance Act.

Relevant military experience is considered for veterans and transitioning service men and women.

Wells Fargo is an Affirmative Action and Equal Opportunity Employer, Minority/Female/Disabled/Veteran/Gender Identity/Sexual Orientation.

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Location Concord, CA, 94529, United States
Categories Quality Assurance/Safety

Location Maptop

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Job Code 5496298-2

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